WageBreakdownIs this a tax calculator?
No. This is a simplified take-home pay estimate. It estimates federal income tax, state income tax, Social Security, and Medicare separately for planning, but it is not an official tax or payroll calculation.
Paycheck estimate
Take-Home Pay Calculator
Start planning estimated net pay after taxes, payroll taxes, and optional pre-tax or post-tax deductions.
This calculator estimates federal tax, state tax, Social Security, and Medicare separately. Choose salary or hourly pay, filing status, and pay frequency, then optionally add pre-tax and post-tax deductions.
Annual gross pay
$62,400.00
Gross pay per period
$2,400.00
Estimated federal income tax
$204.15
Estimated state income tax
$0.00
Social Security and Medicare
$183.60
Pre-tax deductions
$0.00
Post-tax deductions
$0.00
Estimated take-home pay
$2,012.25
These results are educational estimates only. Actual paychecks can vary based on W-4 settings, state withholding forms, benefits, deductions, bonuses, overtime, payroll timing, and employer setup.
State paycheck calculators
State take-home pay calculators
Paycheck estimates vary by state because income tax rates, payroll deductions, local taxes, and withholding forms are not the same everywhere. Choose a state calculator to estimate take-home pay after federal tax, state tax where applicable, Social Security, Medicare, and optional deductions.
All state paycheck calculators
Select any state or D.C. to open a dedicated paycheck calculator page.
Showing 50 states and D.C.
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Paycheck guides
Gross pay vs net pay
See what gets subtracted between total earnings and your bank deposit.
Why take-home pay is lower
Walk through taxes, benefits, and deductions that reduce each paycheck.
Biweekly vs semimonthly pay
Compare paycheck timing, check size, and yearly pay frequency.
How overtime pay works
Understand overtime rules and how extra hours can change gross pay.
Raise after taxes
Estimate how much of a raise may reach your regular paycheck.
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How this calculator works
Choose whether you are paid by salary or hourly wages, then enter the pay amount and work schedule details that apply.
Choose filing status and pay frequency, then optionally add pre-tax deductions and post-tax deductions as separate percentages.
The calculator estimates gross pay per period, federal income tax, state income tax, Social Security, Medicare, and optional deductions separately.
Formula
This simplified take-home pay estimate separates tax estimates from optional pre-tax and post-tax paycheck deductions.
- Gross pay per period = annual gross pay / pay frequency
- Pre-tax deductions reduce taxable wages before federal and state income tax estimates
- Estimated take-home pay = gross pay per period - estimated taxes - FICA - pre-tax deductions - post-tax deductions
Examples
| Pay type | Pay frequency | Deductions | Take-home estimate |
|---|---|---|---|
| $52,000 salary | Biweekly | 0% | $1,607 |
| $62,400 salary | Biweekly | 0% | $1,928.40 |
| $75,000 salary | Semimonthly | 0% | $2,510.94 |
When to use this calculator
- Creating a rough paycheck estimate before official payroll numbers are available.
- Comparing pay frequency, such as biweekly versus semi-monthly checks.
- Planning a simple budget from gross annual pay.
- Testing how pre-tax benefits, retirement contributions, health insurance, or post-tax deductions change take-home pay.
Frequently asked questions
What pre-tax or post-tax deductions should I enter?
Pre-tax deductions can reduce taxable wages in this estimate. Post-tax deductions do not reduce taxable wages but still reduce estimated take-home pay.
Why might my real paycheck be different?
Actual paychecks can vary based on W-4 settings, state withholding forms, benefits, deductions, bonuses, overtime, payroll timing, and employer setup.
What does biweekly pay frequency mean?
Biweekly pay usually means 26 paychecks per year, or one paycheck every two weeks for a full year.
Can I use this for monthly pay?
Yes. Choose monthly pay frequency, then add any optional pre-tax or post-tax deductions you want to model.
Related calculators
Salary to Hourly Calculator
Convert annual salary into estimated hourly, weekly, biweekly, and monthly pay.
Hourly to Salary Calculator
Estimate annual income from an hourly rate, weekly schedule, and weeks worked.
Pay Raise Calculator
Compare current and new pay to understand raise amounts and percentage changes.
Overtime Pay Calculator
Estimate regular pay, overtime pay, and total earnings for longer workweeks.