Oregon Paycheck Calculator

Oregon paychecks are affected by federal withholding, Social Security, Medicare, Oregon state income tax, the employee-paid Oregon Statewide Transit Tax, and any benefit deductions selected through your employer. Oregon uses a progressive income tax system, which means different portions of taxable income can be taxed at different rates instead of one flat percentage.

• Federal income tax depends on gross pay, filing status, pay frequency, and federal W-4 setup.
• Social Security and Medicare still apply to Oregon paychecks.
• Oregon state income tax is progressive, with 2025 rates from 4.75% to 9.9%.
• Oregon also has a separate Statewide Transit Tax on employee wages.
• Pre-tax deductions can lower the wages used for federal and Oregon income tax estimates.
• Oregon uses Form OR-W-4 for state withholding, and federal Form W-4 cannot be used as the Oregon withholding form anymore.

Your actual paycheck can also change based on pay frequency, filing status, pre-tax deductions, post-tax deductions, federal W-4, Oregon Form OR-W-4 allowances, dependents, deductions, credits, multiple jobs, benefits, tips, bonuses, overtime, commissions, employer payroll setup, and local Portland-area taxes outside this estimate.

Oregon has a graduated individual income tax structure. For 2025 tax-year guidance, the rates are 4.75%, 6.75%, 8.75%, and 9.9%, with different bracket thresholds for single, married filing jointly, and head of household estimates.

The calculator uses Oregon's progressive bracket structure for a practical state income tax estimate. Actual withholding can vary based on Oregon deductions, credits, Form OR-W-4 settings, withholding tables, local or special jurisdiction taxes, and employer payroll calculations.

Oregon also has a Statewide Transit Tax on employee wages. Employers generally withhold this tax from Oregon residents' wages and from nonresidents' wages for services performed in Oregon. This calculator shows it as a separate Oregon Statewide Transit Tax line instead of burying it in Oregon income tax, FICA, or deductions.

The Statewide Transit Tax is separate from Oregon income tax and is not the same as Lane or TriMet transit payroll taxes. Lane and TriMet transit payroll taxes are employer-side payroll taxes and are not subtracted as employee paycheck deductions here.

Oregon has its own withholding form: Form OR-W-4. Employees use it to tell an employer or payer how much Oregon income tax to withhold from wages or other periodic income. Federal Form W-4 is not used for Oregon withholding purposes anymore.

You may need to update Form OR-W-4 when income, marital status, dependents, multiple jobs, deductions, or tax credits change. The Oregon Department of Revenue withholding calculator can help workers check whether their state withholding is likely to be too high or too low.

Oregon state income tax withholding is different from the Statewide Transit Tax, Lane or TriMet transit payroll taxes, unemployment insurance, employer payroll taxes, and local Portland-area tax rules. Portland, Metro, Multnomah County, Lane, and TriMet rules can be complicated, and this page does not automatically add those taxes unless the calculator explicitly says they are included.

This calculator estimates employee wage withholding for income tax, along with federal tax, Social Security, Medicare, Oregon Statewide Transit Tax, deductions, and take-home pay. Employer-side payroll taxes, business taxes, unemployment insurance, Lane or TriMet employer transit payroll taxes, and local taxes outside this estimate should not be subtracted from an employee's take-home pay in this calculator.

Overtime, bonuses, commissions, tips, shift differentials, seasonal work, healthcare shifts, construction pay, tech bonuses, and irregular pay periods can make an Oregon paycheck look lower than expected because a single pay period may look larger than usual to payroll software. That can increase withholding for that paycheck even if your final annual tax result is different.

Use the overtime calculator for a quick overtime scenario, and the pay raise calculator when you are comparing a raise, new salary, or new hourly wage.

Oregon state income tax withholding, Oregon Form OR-W-4 settings, the Oregon Statewide Transit Tax, federal income tax withholding, Social Security, Medicare, health insurance, traditional 401(k), HSA, FSA, and other benefit deductions can reduce your paycheck.

Roth contributions, garnishments, and some insurance or benefit deductions may be post-tax. Post-tax deductions generally do not reduce taxable wages, but they still reduce take-home pay.

Overtime, bonuses, commissions, tips, shift differentials, seasonal work, healthcare shifts, construction pay, tech bonuses, irregular pay periods, payroll frequency, payroll software, timing differences, and employer setup can make real Oregon paychecks differ from this estimate. Employer payroll taxes are not employee paycheck deductions. If you are converting between salary and hourly pay, the salary to hourly calculator can help check the gross-pay side first.