Florida Take-Home Pay Calculator

Florida take-home pay starts with annual gross pay or hourly earnings. WageBreakdown then subtracts simplified federal income tax, Social Security, Medicare, Additional Medicare Tax when wages are above the simplified threshold, and any optional deductions you enter.

Florida state income tax is applied as $0 because Florida does not have a personal state income tax. This page also does not add a separate Florida state disability withholding line.

• Start with annual gross pay or hourly earnings.
• Estimate simplified federal income tax.
• Subtract Social Security up to the 2026 wage base of $184,500.
• Subtract Medicare on all wages.
• Add Additional Medicare Tax above the simplified threshold when applicable.
• Apply Florida state income tax as $0.
• Subtract any optional deductions entered in the calculator.

Florida does not impose a personal state income tax, so there is no Florida state income tax withholding line in this calculator. That does not mean a Florida paycheck has no taxes.

Federal income tax, Social Security, Medicare, and Additional Medicare Tax when applicable can still reduce take-home pay. Florida residents may also pay sales tax, property tax, and other taxes outside this paycheck calculation.

Florida has no personal state income tax, but federal taxes, benefits, retirement contributions, health insurance, bonuses, overtime, and employer deductions can still reduce take-home pay.

A Florida paycheck estimate can differ from your actual deposit because employers use your W-4 elections, pay frequency, pre-tax benefits, health insurance, retirement contributions, bonuses, commissions, overtime, garnishments, and payroll setup.

This page is a simplified educational estimate, not exact payroll, tax, or legal advice. Your paystub or employer payroll system is the place to check the final details for an exact Florida paycheck.

Florida has its own state minimum wage schedule. As of May 2026, the Florida minimum wage is $14.00 per hour, with a scheduled increase to $15.00 per hour on September 30, 2026. The increases come from a voter-approved constitutional amendment, and annual inflation adjustments are scheduled to resume in 2027.

Florida tipped wage rules differ from the regular minimum wage. For eligible tipped employees, Florida uses a direct cash wage equal to the state minimum wage minus the $3.02 tip credit, so the cash wage is $10.98 as of May 2026 and is scheduled to rise when the regular minimum wage reaches $15.00.

Federal overtime rules generally require covered nonexempt employees to receive overtime after 40 hours in a workweek at not less than one and one-half times the regular rate. Florida does not have a separate statewide daily overtime rule for most workers. Exempt status, industry, contracts, worker classification, and employer policy can affect real overtime treatment, so this section is educational and not legal advice.