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VA paycheck estimate

Virginia Take-Home Pay Calculator

Use this Virginia take-home pay calculator to estimate your paycheck after federal taxes, Social Security, Medicare, and Virginia state income tax. Virginia uses progressive state income tax brackets, so the state tax portion depends on your taxable income. Your actual paycheck can still change based on your Virginia Form VA-4, federal W-4, benefits, deductions, bonuses, overtime, and employer payroll settings.

This calculator estimates federal tax, state tax, Social Security, and Medicare separately. Virginia uses graduated state income tax rates, so higher taxable wages can move part of your income into higher brackets. Actual withholding can vary based on state withholding forms, filing status, pay frequency, deductions, credits, and employer payroll settings.

Annual gross pay

$62,400.00

Gross pay per period

$2,400.00

Estimated federal income tax

$204.15

Estimated state income tax

$128.10

Social Security and Medicare

$183.60

Pre-tax deductions

$0.00

Post-tax deductions

$0.00

Estimated take-home pay

$1,884.15

Planning estimate only. Actual paychecks can vary based on W-4 settings, state withholding forms, benefits, deductions, bonuses, overtime, payroll timing, and employer setup.

How Virginia paycheck taxes work

Virginia paychecks usually include federal income tax, Social Security, Medicare, and Virginia state income tax withholding. Unlike flat-tax states, Virginia uses progressive income tax brackets, so the state tax estimate depends on how much taxable income falls into each bracket.

Your Virginia Form VA-4 and federal W-4 can also affect how much is withheld from each paycheck. Virginia has many federal, military, defense, and contractor workers, but the paycheck math still starts with the same core items: federal taxes, FICA payroll taxes, Virginia state income tax, and any benefit or payroll deductions that apply.

  • Federal income tax depends on income, filing status, pay frequency, and withholding choices.
  • Social Security and Medicare are federal payroll taxes.
  • Virginia uses progressive state income tax brackets.
  • Virginia Form VA-4 affects state withholding.
  • Virginia paycheck estimates usually do not need a separate city income tax estimate.
  • Benefits, bonuses, garnishments, and employer setup can change pay.

Virginia state income tax

Virginia has a progressive individual income tax. Lower amounts of taxable income are taxed at lower rates, while income above $17,000 reaches Virginia's top state tax bracket of 5.75%. This calculator uses Virginia's state tax brackets to estimate the state income tax portion of your paycheck.

Virginia taxable incomeTax estimate
Up to $3,0002%
Over $3,000 to $5,000$60 plus 3% of the amount over $3,000
Over $5,000 to $17,000$120 plus 5% of the amount over $5,000
Over $17,000$720 plus 5.75% of the amount over $17,000

The estimate is still a planning calculation, not a full recreation of every Virginia payroll withholding table, deduction, credit, filing detail, or employer payroll setting.

Virginia Form VA-4

Virginia Form VA-4 is the state withholding form employees use to help their employer calculate Virginia income tax withholding. It is separate from the federal W-4.

If your VA-4 is outdated, missing, or does not match your current situation, your Virginia paycheck withholding may be too high or too low. Updating federal and state withholding can matter after a new job, marriage, dependent change, second job, or large income change.

Virginia local paycheck taxes

Virginia paycheck estimates usually do not need a separate city income tax estimate. This calculator focuses on federal payroll taxes, Virginia state income tax, pre-tax deductions, post-tax deductions, and estimated take-home pay.

Your actual paycheck may still include employer-specific deductions, benefits, insurance, retirement contributions, garnishments, or other payroll items.

Virginia bonus and overtime pay

Bonus pay and overtime can make a Virginia paycheck look different from a regular paycheck. Overtime increases taxable wages, and bonus checks may have different withholding treatment depending on how payroll processes the payment.

Usually, the upfront withholding changed.

Why your actual paycheck may differ

Your actual Virginia paycheck may differ because of your Virginia Form VA-4, federal W-4, filing status, health insurance, retirement contributions, pre-tax deductions, bonuses, overtime, garnishments, or employer payroll settings.

Virginia payroll can also be affected by Form VA-4 settings, filing status, deductions, benefits, bonuses, overtime, commissions, payroll timing, and employer setup.

Virginia paycheck example

A Virginia worker earning $62,400 per year makes about $5,200 per month before taxes. Their take-home pay may be reduced by federal income tax, Social Security, Medicare, Virginia state income tax, and voluntary deductions such as health insurance or retirement contributions. This is an estimate, not a guarantee.

Annual gross salaryEstimated annual take-home payEstimated monthly take-home pay
$40,000$32,278$2,690
$55,000$43,468$3,622
$75,000$57,538$4,795
$100,000$73,688$6,141
$150,000$105,424$8,785

Frequently asked questions

Does Virginia have a state income tax?

Yes. Virginia has a progressive state income tax. The tax rate increases by bracket, with the top Virginia rate applying to taxable income over $17,000.

Is Virginia income tax flat or progressive?

Virginia income tax is progressive. Lower amounts of taxable income are taxed at lower rates, and income above $17,000 reaches Virginia's top state income tax bracket of 5.75%.

What is Virginia Form VA-4?

Virginia Form VA-4 is the state withholding form employees use to help their employer calculate Virginia income tax withholding. It is separate from the federal W-4.

Does Virginia have city income tax on paychecks?

Virginia paycheck estimates usually do not need a separate city income tax estimate. This calculator focuses on federal payroll taxes, Virginia state income tax, pre-tax deductions, post-tax deductions, and estimated take-home pay.

Why did my Virginia paycheck change after updating Form VA-4?

Updating your Virginia Form VA-4 can change how much state income tax your employer withholds from each paycheck. If you change exemptions or withholding status, your take-home pay may increase or decrease.

Does Virginia tax overtime differently?

Virginia does not need a separate overtime tax treatment in this calculator. Overtime generally increases taxable wages, which can increase withholding, but it is still part of regular taxable pay.

Why is my Virginia paycheck different from the estimate?

Your actual paycheck may differ because of your Virginia Form VA-4, federal W-4, filing status, health insurance, retirement contributions, pre-tax deductions, bonuses, overtime, garnishments, or employer payroll settings.

Is Virginia paycheck withholding the same as my final tax bill?

No. Withholding is an estimate taken from your paycheck during the year. Your final Virginia tax liability may be different when you file your state return.

Last updated and sources

Last updated: May 2026. WageBreakdown uses simplified educational estimates and reviews official payroll and tax sources when updating state calculator pages.

Virginia has a progressive state income tax schedule with a top 5.75% bracket above $17,000 of taxable income. Actual withholding can vary based on Virginia Form VA-4, deductions, credits, pay frequency, and employer payroll setup.

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